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Payment Protection Insurance

If you have taken out a loan the likelihood is that you will also have had added to your loan a single lump sum payment protection insurance premium. Not only will you be paying up to 50% of your loan in the form of this premium but you will also be paying interest on the premium over the period of the loan. This is despite the fact that the cover will only last for up to 5 years, even where the loan is for a period of as long as 25 years.

In many instances you can claim back many thousands of pounds including interest!

There are many reasons for the policy having been mis sold:

  • You were unemployed at the time the loan was taken out.
  • You were told by the lender that unless you took out the insurance you would not be able to get your loan.
  • You were not advised of any medical exclusions on the policy.
  • You were not advised that you could have taken out a separate monthly premium policy rather than having a very expensive single premium being added to your loan.
  • The terms and conditions of the policy were not explained to you.

Your claim will be dealt with on a no win no fee basis. You will not be charged any up front fee and will only pay a fee of 20% plus VAT of your compensation on successful conclusion of your claim.


Please call us on our free phone 0800 633 5896 or complete our online enquiry form and we will call you at a time to suit your convenience.